Back to All Services
Most Popular

Final Expense Insurance

Protect your loved ones from the financial burden of end-of-life costs. Final expense insurance ensures your family won't have to scramble or fundraise during one of the hardest times of their lives.

What Does Final Expense Insurance Cover?

Final expense insurance is designed to cover the costs that come at the end of life, so your family can focus on grieving—not finances.

Funeral & Burial Costs

The average funeral costs $7,000-$12,000. Final expense coverage ensures these costs are handled without draining savings or going into debt.

Outstanding Medical Bills

End-of-life medical care can leave behind significant bills. Your policy can help pay off these debts so they don't pass to loved ones.

Remaining Debts

Credit cards, personal loans, or other debts can be paid off, ensuring your family inherits memories—not financial obligations.

Legal & Estate Costs

Probate fees, attorney costs, and other legal expenses can add up. Your coverage can help handle these administrative burdens.

Travel for Family

If family members need to travel for the funeral, those costs can add up quickly. Your policy provides flexibility for these expenses.

Gift to Loved Ones

Any remaining funds go directly to your beneficiaries as a tax-free gift, providing additional financial support during a difficult time.

Why Choose Final Expense Insurance?

Simple Application Process

No medical exams required for most policies. Answer a few health questions and get approved—often the same day.

Affordable Premiums

Coverage designed to fit almost any budget. Many clients pay less than they expect for meaningful protection.

Guaranteed Acceptance Options

Even if you have health conditions, there are options available. Everyone deserves the peace of mind that comes with coverage.

Premiums Never Increase

Lock in your rate today. Your premium stays the same for life, no matter how old you get or if your health changes.

Coverage Never Expires

As long as premiums are paid, your coverage remains in force for your entire life. No expiration dates.

Is Final Expense Right for You?

Final expense insurance may be a great fit if you:

  • Want to ensure your funeral costs are covered
  • Don't want to be a financial burden on your family
  • Are between ages 50-85
  • Want simple, straightforward coverage
  • Have been declined for other life insurance
  • Want to leave a small gift for loved ones

Not sure if this is right for you? That's okay—let's talk through your situation and find the best solution together.

Common Questions About Final Expense

Ready to Protect Your Family?

Let's find the right final expense coverage for your situation. No pressure, no confusing jargon—just clear answers and honest guidance.