Maximum protection at the lowest cost. Term life insurance provides straightforward coverage for a specific period—perfect for protecting your family during your highest-responsibility years.
Term life is the simplest, most affordable way to protect your family's financial future during the years that matter most.
Get significantly more coverage for less money compared to permanent insurance. A healthy 30-year-old can often get $500,000 in coverage for under $30/month.
Choose 10, 15, 20, 25, or 30-year terms. Match your coverage to your needs—until the mortgage is paid, kids graduate, or retirement begins.
Your rate is locked in for the entire term. If you get a 20-year policy, your premium stays exactly the same for all 20 years.
No complex riders or cash value to track. Term is pure protection—you pay the premium, your family gets the death benefit. Simple.
Most term policies let you convert to permanent coverage without a new medical exam—giving you flexibility if your needs change.
Your beneficiaries receive the full death benefit tax-free, providing immediate financial security when they need it most.
Ensure your family can stay in the home they love, even if you're not there to pay the mortgage.
Replace years of lost income so your family can maintain their standard of living.
Fund your children's education even if you're not there to see them graduate.
Pay off car loans, credit cards, student loans, and other debts so your family starts fresh.
Protect your spouse's retirement plans and ensure they don't have to start over financially.
Term life insurance is often the best choice if you:
Pro tip: Lock in coverage while you're young and healthy. Rates are based on your age and health at application—the sooner you apply, the lower your rates.
Let's find the right term length and coverage amount for your situation. Get a free, no-obligation quote today.